Chapter 7 or Chapter 13 Bankruptcy - Debt Collection
02/17/2009
Chapter 7 bankruptcy - This bankruptcy will stay on your credit report for ten years. While debts will be forgiven, you may have to sell some of your property, with proceeds distributed to your creditors. In most cases this means you’ll lose your home (if you own it) as well as any expensive items such as art and jewelry or pricey consumer electronics.
Chapter 13 bankruptcy - This type of bankruptcy requires a repayment plan; you set up a three or five year schedule with your creditors, with the approval of a judge. Chapter 13 bankruptcy remains on your credit report for seven years. With this type of bankruptcy you get to keep all of your property, including your home, as long as you keep up with the repayment plan.
The best plan is to try repayment arrangements directly with your creditors or collection agencies and avoid the courts.
predictive dialing software…
CRM Solutions improve customer relationships by automating & managing call center calls using Telescript. Predictive dialer and telemarketing software …do a lot of the same thing….